Published Articles
Our financial advisors at Wealth Management Group contribute our insights to well-known publications such as Forbes, Chicago Sun Times, US News, and New York Business Journal, on topics that matter to you, such as retirement planning, business management, investment strategies, and more. The goal of our articles is to help retirees, pre-retirees, investors, and business owners accomplish their financial goals and avoid the common pitfalls.
8 Reasons to Sell a Stock or Fund
On April 25th, 2019, Craig Bolanos was featured in Debbie Carlson’s 8 Reasons to Sell a Stock or Fund article appearing in U.S. News & World Report. In the article, she talks about how investors can struggle with the decision to sell stocks, mutual funds, or exchange-traded funds. The article give scenarios in which selling in the right option, whether it is to make money to take a tax write-off from losses. One scenario is when a struggling company sees its share prices fall because earnings are down. Craig says that a dividend payment cut is a warning sign of difficulties ahead, and that usually companies don’t return to prosperity following dividend cuts. He gave General Electric as an example, saying “if a company cuts their dividend, I’m out.”
Disclaimer:Content in this material is for general information only and not intended to provide specific advise or recommendations for any individual. Wealth Management Group and LPL Financial do not provide tax advice or services.
4 Reasons Why a High-Dividend Stock Isn’t Worth It
On April 18th, 2019, Craig Bolanos was featured in Debbie Carlson’s 4 Reasons Why a High-Dividend Stock Isn’t Worth It article appearing in U.S. News & World Report. In the article, she talks about how investors should be skeptical of high-dividend-yield stocks. In the article, Craig defines a high-yield stock as anything with a yield of more than 4%, and is says that such stocks necessitate a “look beneath the surface.” The article says that one problem with investing in high-dividend stocks is that an investor’s portfolio can become too concentrated in volatile industries. For example, steep valuation drops in the energy sector hurt some investors. Craig says there’s an open question about the sustainability of dividend payments from retail companies due to the rise of online shopping.
Disclaimer:Content in this material is for general information only and not intended to provide specific advise or recommendations for any individual. Wealth Management Group and LPL Financial do not provide tax advice or services.
3 Tax-Deductible Investment Expenses
On March 8th, 2019, Craig Bolanos was featured in Debbie Carlson’s 3 Tax-Deductible Investment Expenses article appearing in U.S. News & World Report. In the article, she talks about changes to the tax code and turning qualified dividends into ordinary income. Craig says that people normally wouldn’t want to do this, unless they have a lot of investment interest expenses they can’t write off. He is quoted as saying that if someone can’t take an investment expense because most of their taxable income is qualified dividends, he’d “be willing to turn those qualified dividends into ordinary income dividends to escape taxation.” He also advises that people should run multiple scenarios and projections to see how the changes to the tax code will affect them.
Disclaimer: Content in this material is for general information only and not intended to provide specific advise or recommendations for any individual. Wealth Management Group and LPL Financial do not provide tax advice or services.
8 Questions to Ask During Volatile Markets
On January 3rd 2019, Craig Bolanos was featured in Debbie Carlson’s 8 Questions to Ask During Volatile Markets article appearing in U.S. News & World Report. On slide three he advises people with formalized investment plans to ask their financial advisors to qualify why their goals are on track. He says investments should be based on when the person plans on consuming their invested money. When asked the question, “Why am I going to be OK?”, Craig is quoted saying that the answer that’s acceptable to this question, is an answer that can be routed back to the client’s financial plan.
Disclosures: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. All investing involves risk including loss of principal. No strategy assures success or protects against loss. Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price. The prices of small cap stocks are generally more volatile than large cap stocks. International investing involves special risks such as currency fluctuation and political instability and may not be suitable for all investors. These risks are often heightened for investments in emerging markets. Alternative investments may not be suitable for all investors and should be considered as an investment for the risk capital portion of the investor’s portfolio. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.
Mutual Funds Are Key To Millenials Retirement
Millennials are routinely bombarded with the message to save for retirement. Fifty-nine percent are heeding the call and saving regularly, according to the 2016 Wells Fargo Millennial Study. While many millennials are saving, they’re doing so cautiously. A recent Bankrate survey found that just one-third of young adults invest in the…
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