Wealth Management Group is comprised of experienced independent financial advisors and dedicated professionals who left the larger Wall Street Firms to form a company that provides objective, custom-tailored solutions to the clients we serve. We are different in that we are a family office – and the clients we engage become part of our family. We don’t focus on products for retirement, but first a strategy that aims to get you retired, and stay retired. Through hard work, discipline, and a commitment to always putting our clients’ interests first, we focus on investment management, retirement strategy, cash flow, tax, estate, and retiree health care. Our clients stay with us because we have conversations that run deep, way beyond how stocks perform.
ADVANCE AND PROTECT STRATEGY
The number and diversity of investment choices available today are staggering. The days of simply buying and holding a portfolio of stocks, bonds, or mutual funds are long gone. Now, you must choose from dozens of asset classes with broad diversification that may help protect your portfolio against today’s extreme market volatility.
Here is a look inside Wealth Management Group’s investment strategy to identify the best options for your investment and retirement goals.
Turmoil in the worldwide financial markets has reiterated the need for diligent risk management. A managed account allows us to more effectively monitor the risk level in the market. When we believe the risk is too high, we have the capability to take action to try to mitigate your exposure.
As investment analyst Louise Yamada said, “There are two kinds of losses. A loss of capital and a loss of opportunity; but there will always be another opportunity if you protect capital.” We are very conscious of trying to protect your money during times of anticipated negative volatility. That way, we will have capital to invest when new opportunities arise.
There is no guarantee this strategy will meet its objectives. The strategy does not guarantee a profit or guarantee protection against a loss. The “right” entry or exit point is not guaranteed.
ASSET CLASSES AND SECTORS
Using a managed account; you’ll gain access to a broadly diversified list of asset classes and investment sectors. Since our worldwide economy is dynamic, this list of investment options changes on a regular basis. We are continuously monitoring the investment landscape to try to identify tomorrow’s winners today. Here are just a few examples of asset classes and investment sectors that are part of our investing universe.
- Preferred Stocks
- Large Capitalization Stocks
- Emerging Market Securities
- Market Neutral Strategies
- Convertible Bonds
- Treasury Inflation-Protected Securities
- Municipal Bonds
- High-yield Bonds
- Corporate Bonds
- Government Securities
- Precious Metals
- Managed Futures
- Master Limited Partnerships
Our financial planners will develop a comprehensive wealth accumulation and preservation plan that best addresses your financial needs and goals, spanning across tax planning, asset allocation, investment research, and estate distribution.
RISK MANAGEMENT PLANNING
Our risk management team will evaluate your non-financial risks, such as umbrella coverage, long term care coverage, life coverage, and medical coverage to be sure the unexpected does not put a halt on your future retirement.
SMALL BUSINESS PLANNING
Our business planning professionals will consult with you to evaluate or establish employee retirement plans, executive compensation, and business buy-sell strategies. We will meet with you and/or the key team members of your organization, on a complimentary basis, to explore how we can best meet your needs.
Wealth Management Group provides a complete array of tax planning services, such as tax strategy and planning, tailored specifically for the needs of high net worth individuals and families. Understanding tax laws, staying abreast of changes, and finding opportunities takes a full-time commitment. We provide tax planning services with a keen awareness and command of tax law and how it pertains to your investments and estate plan.
THE FACTS ABOUT INCOME TAX
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
The Wealth Management Group and LPL Financial do not provide tax advice or services.
What will your legacy be? Oftentimes, we feel that our families and certain charitable organizations should be beneficiaries after a lifetime of work… but don’t forget our government, they want their piece too! Our professionals are here to work with your existing trusted advisors, which include your attorney and CPA, and help you with your estate plan and to navigate current tax law. Additional estate planning topics include:
- Medical Power of Attorney: Under HIPAA law, you must provide consent for doctors to release information about you
- Durable Power of Attorney: Regulate the assets of an incapacitated individual without prior approval from the court
ESTATE MANAGEMENT 101
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.
The Wealth Management Group and LPL Financial do not provide legal advice or services.
ABOUT DAVE RAMSEY & SMARTVESTOR PRO
Known for his financial literacy programs, Dave Ramsey has helped thousands of families become debt free through his Financial Peace University classes. As part of this process, Dave has built the SmartVestor Pro (SVP) program for families to receive investment advice from qualified professionals.
For many years Craig Bolanos and David Bolanos have fulfilled their roles as SmartVestor Pros, inspiring clients to make informed decisions through education, communication, and service which exceeds their expectations.
WE AGREE TO THE SMARTVESTOR CODE OF CONDUCT
We believe everyone deserves access to solid, professional investing guidance. As a SmartVestor Pro, we strive to provide this based on our experience in the industry and our drive to help others.
WE PROVIDE A REFRESHING TWIST ON FINANCIAL PLANNING
We have the heart of a teacher, not the attitude of a salesman. We are people you can feel comfortable talking to and someone you can trust. We’ll work together to create a plan to help you pursue your goals.
WE CARE ABOUT YOUR FUTURE
We are more than “financial planners” – we are a team you can relate to and share your dreams with. We will fit your investments to your life, help you understand what you’re investing in and why, and encourage you to stick with your long-term goals.
The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey, SmartVestor nor individuals(s) that are part of the SmartVestor program are affiliates of Wealth Management Group or LPL.
SmartVestor™ is an advertising service for investing professionals. Advertising fees paid by the SmartVestor Pros are not connected to any commission, portfolio, service, product, or other service offered or rendered by any SmartVestor Pros. SmartVestor Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor Pros are not employees or agents of Ramsey Solutions. Ramsey Solutions does not warrant any services of SmartVestor Pros and makes no claim or promise of any result or success of retaining a SmartVestor Pro. Your use of SmartVestor, including the decision to retain the services of any SmartVestor Pro, is at your sole discretion and risk. Any services rendered by SmartVestor Pros you contact are solely that of the SmartVestor Pro.