Perhaps Bette Davis said it best when she observed, “Old age is no place for sissies.”¹ The challenges seniors have met throughout their lives have made them wiser and stronger, preparing them for the unique challenges that [...]
The growth of exchange-traded funds (ETFs) has been explosive. In 1998, there were only 29; at the end of 2017, there were over 1,800 investing in a wide range of stocks, bonds, and other securities and instruments.¹ At [...]
When an individual dies, the executor is faced with an important decision that has the potential to impact the taxes owed by the estate and its heirs.¹ The executor will have the option of valuing the estate [...]
Who among us wants to pay the IRS more taxes than we have to?¹ While few may raise their hands, Americans regularly overpay because they fail to take tax deductions for which they are eligible. Let’s take [...]
The reason withdrawals from an Individual Retirement Account (IRA) prior to age 59½ are generally subject to a 10% tax penalty is that policymakers wanted to create a disincentive to use these savings for anything other than [...]
People save for a variety of things in retirement. Some dream of vacation homes in tropical destinations, others plan to spend time with grandchildren and family. Of all the activities you are saving for in retirement, did [...]
According to Giving USA 2017, Americans gave an estimated $390.05 billion to charity in 2016. That’s the highest total in more than 60 years since the report was first published.1 Americans give to charity for two main reasons: [...]
On April 25th, 2019, Craig Bolanos was featured in Debbie Carlson’s 8 Reasons to Sell a Stock or Fund article appearing in U.S. News & World Report. In the article, she talks about how investors can struggle [...]
On April 18th, 2019, Craig Bolanos was featured in Debbie Carlson’s 4 Reasons Why a High-Dividend Stock Isn’t Worth It article appearing in U.S. News & World Report. In the article, she talks about how investors should [...]
In a recent survey, 79% of current workers stated they plan to work for pay after retiring.¹ And that possibility raises an interesting question: How will working affect Social Security benefits? To answer that question requires an [...]
