Did you know that... More than six in ten American workers have no private disability income protection,¹ 30 percent of U.S. households have no life insurance,² and About one in eight drivers is uninsured?³ If you ask [...]
If you are like most homeowners, you love selecting the fixtures, fabrics, and paint colors of your home improvement project. But there is one very important item that you may overlook—making certain you are properly insured. Why [...]
Imagine driving a car without a basic understanding of the rules of the road, or even how to operate it. Scary thought. Yet many Americans are operating their personal finances with only the barest minimum of knowledge. [...]
Some of us share a common experience. You’re driving along when a police cruiser pulls up behind you with its lights flashing. You pull over, the officer gets out, and your heart drops. “Are you aware the [...]
At first blush, the idea of a bond that doesn’t pay interest seems oxymoronic. After all, isn’t a bond a debt instrument that pays periodic interest and repays the principal at maturity?¹ Zero coupon bonds are indeed [...]
According to industry experts, most people don't have enough life insurance. LIMRA, which keeps close tabs on the industry, recently reported that average coverage equals $168,000, or 3.4 years in income replacement. That's less than half of [...]
Many of us grew up with the concept that making regular, periodic contributions to our retirement account was a sound investment strategy. The idea was that, in a fluctuating market, regularly investing a set amount would enable [...]
Benjamin Franklin once said, “a penny saved is a penny earned.”¹ The modern upgrade to that observation might be that $100 not spent is more like $143.² One way to find the money to meet your spending [...]
American households with credit card balances carry an average debt of $16,425.¹ The wise use of credit is a critical skill in today’s world. Used unwisely, credit can rapidly turn from a useful tool to a crippling [...]
Perspectives: Summer 2019 Edition Welcome Summer! Now that spring cleaning is behind us, we head into the warmer months which happen to be some of the busiest and most exciting times of the year. In our newsletter, [...]
