To Catch a Thief
Many Americans have taken steps in recent years to protect their identity. According to one report, published in 2020, total dollars lost due to identity theft was $16.9 billion. If you haven’t taken measures to protect yourself,
Perspectives: Summer 2020 Edition
Perspectives: Summer 2020 Edition With all the upheaval in the world, this summer may look a little different than others. In this issue, we discuss “How to Retire During Volatile Times.” Whether you’re preparing to retire
When Does Your Personal Car Become a Commercial Vehicle?
For small business owners, the line between the personal and their business can be a bit hazy at times. Yet, when it comes to a vehicle that may be used for personal and business-related reasons, it’s important
The Cost of Procrastination
Some of us share a common experience. You’re driving along when a police cruiser pulls up behind you with its lights flashing. You pull over, the officer gets out, and your heart drops. “Are you aware the
U.S. Personal Savings Rate
The U.S. personal saving rate stood at 7.9 percent in January 2020, a bit higher than its 10-year average of 7.3 percent and the highest it has been, on average, over the past 5 years.1 The personal
How To Create a Budget You Can Really, Truly Stick To
Craig Bolanos was featured in Lauren Phillips’s article “How To Create a Budget You Can Really, Truly Stick To” appearing in Real Simple. Craig shares his thoughts on budgeting, your biggest wealth tool, how you can unlock your savings
Universal Life Insurance
Universal life insurance is permanent life insurance — that is, it remains in force for your whole life. But universal life insurance has an important difference from other types of permanent insurance: it provides a flexible premium.
